How San Diego Homeowners Can Get Insurance Discounts with Moen Flo
For San Diego homeowners, protecting their homes from water damage isn’t just about avoiding costly repairs—it can also mean saving money on homeowners insurance premiums. Many insurance providers offer discounts for installing smart water shut-off valves like the Moen Flo Smart Water Monitor and Shutoff.
Water damage is one of the most frequent and expensive insurance claims, and insurance companies reward homeowners who take proactive steps to prevent leaks and flooding. If you’re looking for ways to reduce your insurance costs while safeguarding your home, installing Moen Flo might be the best investment you can make.
Preview / Key Takeaways:
✔ Many homeowners insurance providers offer discounts for installing Moen Flo.
✔ Moen Flo helps prevent water damage, one of the top insurance claims.
✔ Installing Moen Flo with a licensed plumber can maximize insurance savings.
✔ Contact your insurance provider to see if you qualify for a discount.
How Installing Moen Flo Can Lower Your Homeowners Insurance Premium
Home insurance providers assess risk when determining your policy rates. Properties with a higher risk of water damage often face higher premiums or limited coverage. However, smart water shut-off systems can reduce these risks, making your home less expensive to insure. Here’s how Moen Flo helps:
1. Many Insurance Providers Offer Discounts for Smart Shut-Off Valves
Insurance companies recognize that homes equipped with leak detection and automatic shut-off devices are at a lower risk for severe water damage. Some insurers offer discounts or incentives for homeowners who install a Moen Flo Smart Water Shut-Off System.
For example, Farmers Insurance, State Farm, and Liberty Mutual are known to provide discounts to homeowners who install smart leak detection and prevention devices. It’s always best to check with your specific insurance provider to see if they offer savings for installing Moen Flo.
2. Moen Flo Reduces the Risk of Water Damage—A Top Insurance Concern
Water damage is responsible for a significant percentage of homeowners insurance claims. In fact, studies show that water damage claims cost insurers billions of dollars every year. Because Moen Flo detects leaks early and automatically shuts off water in the case of a major leak, it significantly reduces the chances of a costly insurance claim.
When you install Moen Flo, you’re showing your insurance provider that you’re taking preventative action—and that could mean lower rates or policy incentives.
3. Some Policies Require Leak Prevention Systems
For some homeowners—especially those with older plumbing systems or a history of water damage claims—insurance providers may require installing a smart water shut-off device to maintain coverage or avoid higher deductibles.
By installing Moen Flo, homeowners stay compliant with insurance regulations while also benefiting from real-time water monitoring.
Steps to Get a Homeowners Insurance Discount with Moen Flo
If you’re a San Diego homeowner looking to save money on home insurance, follow these steps to see if you qualify for a discount with Moen Flo:
1. Contact Your Insurance Provider
Before installation, call your insurance company and ask if they offer homeowners insurance discounts for installing a smart water shut-off system. Some companies require specific models or licensed plumber installation to qualify for savings.
2. Install Moen Flo with a Licensed Plumber
Most insurance providers prefer professional installation to ensure the device functions correctly. Hiring a licensed plumber to install Moen Flo ensures compliance with insurance requirements and plumbing codes.
3. Submit Proof of Installation
After installation, request an invoice or certification from your plumber and submit it to your insurance provider as proof that Moen Flo is installed and protecting your home.
4. Maintain and Monitor the System
Some insurance companies require homeowners to actively use and maintain the system for continued discounts. Regularly check the Flo by Moen app, ensure the automatic shut-off feature is enabled, and keep the system updated.
Why Moen Flo Is the Best Smart Water Shut-Off System for San Diego Homeowners
San Diego homeowners deal with unique plumbing challenges, including hard water buildup, aging pipes, and seasonal temperature changes that can cause leaks. Installing Moen Flo isn’t just a way to save on insurance—it also offers additional benefits:
✅ Real-Time Water Monitoring: Detects even the smallest leaks before they cause damage.
✅ Automatic Water Shut-Off: Prevents catastrophic flooding by stopping water flow at the first sign of a major leak.
✅ Lower Water Bills: Identifies excessive water use and potential leaks to help conserve water.
✅ Remote Access via Mobile App: Manage and monitor your home's water system from anywhere.
✅ Smart Home Integration: Works with Amazon Alexa, Google Assistant, and other smart home devices.
For more details on Moen Flo’s features and benefits, visit the official product page.
Final Thoughts: Save on Home Insurance & Protect Your Property
For San Diego homeowners, installing Moen Flo is a smart decision that offers insurance savings, better water conservation, and peace of mind. With insurance companies increasingly rewarding homeowners for proactive water management, there’s never been a better time to install a smart shut-off system.
By taking the right steps—consulting your insurer, hiring a licensed plumber, and submitting proof of installation—you could be on your way to securing a homeowners insurance discount while safeguarding your home from costly water damage.
